LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,019
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,233
−HK$1,233/mo
Today · 4.125%
HK$41,466
baseline
▲ 0.50% · 4.625%
HK$43,989
+HK$2,523/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$82,932/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,408
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,572
−HK$1,181/mo
Today · 4.125%
HK$45,753
baseline
▲ 0.50% · 4.625%
HK$48,165
+HK$2,412/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,506/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,823
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$48,279
−HK$1,480/mo
Today · 4.125%
HK$49,759
baseline
▲ 0.50% · 4.625%
HK$52,787
+HK$3,028/mo
Deposit HK$6.84M · loan HK$10.27M · min. income ≈ HK$99,518/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,090
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$53,487
−HK$1,417/mo
Today · 4.125%
HK$54,904
baseline
▲ 0.50% · 4.625%
HK$57,798
+HK$2,894/mo
Deposit HK$6.84M · loan HK$10.27M · min. income ≈ HK$109,808/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,627
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$56,326
−HK$1,726/mo
Today · 4.125%
HK$58,052
baseline
▲ 0.50% · 4.625%
HK$61,584
+HK$3,532/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$116,104/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$641,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,772
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,401
−HK$1,654/mo
Today · 4.125%
HK$64,055
baseline
▲ 0.50% · 4.625%
HK$67,431
+HK$3,376/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$128,110/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$641,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,234
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$72,419
−HK$2,219/mo
Today · 4.125%
HK$74,638
baseline
▲ 0.50% · 4.625%
HK$79,180
+HK$4,542/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$149,276/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,135
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$80,230
−HK$2,126/mo
Today · 4.125%
HK$82,356
baseline
▲ 0.50% · 4.625%
HK$86,697
+HK$4,341/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$164,712/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,688 · Scale 2, in force from 26 Feb 2026)