LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,021
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,235
−HK$1,233/mo
Today · 4.125%
HK$41,468
baseline
▲ 0.50% · 4.625%
HK$43,992
+HK$2,524/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$82,936/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,411
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,575
−HK$1,181/mo
Today · 4.125%
HK$45,756
baseline
▲ 0.50% · 4.625%
HK$48,168
+HK$2,412/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,512/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,826
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$48,282
−HK$1,480/mo
Today · 4.125%
HK$49,762
baseline
▲ 0.50% · 4.625%
HK$52,790
+HK$3,028/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$99,524/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,093
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,490
−HK$1,418/mo
Today · 4.125%
HK$54,908
baseline
▲ 0.50% · 4.625%
HK$57,802
+HK$2,894/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$109,816/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,630
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,329
−HK$1,727/mo
Today · 4.125%
HK$58,056
baseline
▲ 0.50% · 4.625%
HK$61,588
+HK$3,532/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$116,112/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$641,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,775
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,405
−HK$1,654/mo
Today · 4.125%
HK$64,059
baseline
▲ 0.50% · 4.625%
HK$67,435
+HK$3,376/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$128,118/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$641,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,239
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$72,423
−HK$2,220/mo
Today · 4.125%
HK$74,643
baseline
▲ 0.50% · 4.625%
HK$79,185
+HK$4,542/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$149,286/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,140
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$80,235
−HK$2,126/mo
Today · 4.125%
HK$82,361
baseline
▲ 0.50% · 4.625%
HK$86,703
+HK$4,342/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$164,722/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,728 · Scale 2, in force from 26 Feb 2026)