LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,022
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,235
−HK$1,234/mo
Today · 4.125%
HK$41,469
baseline
▲ 0.50% · 4.625%
HK$43,992
+HK$2,523/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$82,938/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,411
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,575
−HK$1,182/mo
Today · 4.125%
HK$45,757
baseline
▲ 0.50% · 4.625%
HK$48,168
+HK$2,411/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,514/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,826
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$48,283
−HK$1,479/mo
Today · 4.125%
HK$49,762
baseline
▲ 0.50% · 4.625%
HK$52,790
+HK$3,028/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$99,524/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,093
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,491
−HK$1,417/mo
Today · 4.125%
HK$54,908
baseline
▲ 0.50% · 4.625%
HK$57,802
+HK$2,894/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$109,816/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,630
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,330
−HK$1,726/mo
Today · 4.125%
HK$58,056
baseline
▲ 0.50% · 4.625%
HK$61,589
+HK$3,533/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$116,112/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$641,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,776
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,406
−HK$1,653/mo
Today · 4.125%
HK$64,059
baseline
▲ 0.50% · 4.625%
HK$67,436
+HK$3,377/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$128,118/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$641,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,239
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$72,424
−HK$2,220/mo
Today · 4.125%
HK$74,644
baseline
▲ 0.50% · 4.625%
HK$79,185
+HK$4,541/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$149,288/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,140
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$80,236
−HK$2,126/mo
Today · 4.125%
HK$82,362
baseline
▲ 0.50% · 4.625%
HK$86,703
+HK$4,341/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$164,724/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,731 · Scale 2, in force from 26 Feb 2026)