LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,023
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,237
−HK$1,233/mo
Today · 4.125%
HK$41,470
baseline
▲ 0.50% · 4.625%
HK$43,993
+HK$2,523/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$82,940/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,412
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,577
−HK$1,181/mo
Today · 4.125%
HK$45,758
baseline
▲ 0.50% · 4.625%
HK$48,170
+HK$2,412/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,516/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,827
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,284
−HK$1,480/mo
Today · 4.125%
HK$49,764
baseline
▲ 0.50% · 4.625%
HK$52,792
+HK$3,028/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$99,528/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,095
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$53,492
−HK$1,417/mo
Today · 4.125%
HK$54,909
baseline
▲ 0.50% · 4.625%
HK$57,804
+HK$2,895/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$109,818/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,632
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,331
−HK$1,727/mo
Today · 4.125%
HK$58,058
baseline
▲ 0.50% · 4.625%
HK$61,590
+HK$3,532/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$116,116/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$641,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,777
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,407
−HK$1,654/mo
Today · 4.125%
HK$64,061
baseline
▲ 0.50% · 4.625%
HK$67,438
+HK$3,377/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$128,122/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$641,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,241
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$72,426
−HK$2,220/mo
Today · 4.125%
HK$74,646
baseline
▲ 0.50% · 4.625%
HK$79,188
+HK$4,542/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$149,292/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,142
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$80,238
−HK$2,126/mo
Today · 4.125%
HK$82,364
baseline
▲ 0.50% · 4.625%
HK$86,706
+HK$4,342/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$164,728/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,749 · Scale 2, in force from 26 Feb 2026)