LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,025
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,239
−HK$1,234/mo
Today · 4.125%
HK$41,473
baseline
▲ 0.50% · 4.625%
HK$43,996
+HK$2,523/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$82,946/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,415
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,580
−HK$1,181/mo
Today · 4.125%
HK$45,761
baseline
▲ 0.50% · 4.625%
HK$48,173
+HK$2,412/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,522/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,830
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,287
−HK$1,480/mo
Today · 4.125%
HK$49,767
baseline
▲ 0.50% · 4.625%
HK$52,795
+HK$3,028/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$99,534/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,098
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,496
−HK$1,417/mo
Today · 4.125%
HK$54,913
baseline
▲ 0.50% · 4.625%
HK$57,808
+HK$2,895/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$109,826/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,636
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,335
−HK$1,727/mo
Today · 4.125%
HK$58,062
baseline
▲ 0.50% · 4.625%
HK$61,595
+HK$3,533/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$116,124/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$641,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,782
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,412
−HK$1,653/mo
Today · 4.125%
HK$64,065
baseline
▲ 0.50% · 4.625%
HK$67,442
+HK$3,377/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$128,130/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$641,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,246
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$72,431
−HK$2,220/mo
Today · 4.125%
HK$74,651
baseline
▲ 0.50% · 4.625%
HK$79,193
+HK$4,542/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$149,302/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,148
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$80,244
−HK$2,126/mo
Today · 4.125%
HK$82,370
baseline
▲ 0.50% · 4.625%
HK$86,712
+HK$4,342/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$164,740/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,793 · Scale 2, in force from 26 Feb 2026)