LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,027
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,241
−HK$1,233/mo
Today · 4.125%
HK$41,474
baseline
▲ 0.50% · 4.625%
HK$43,998
+HK$2,524/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$82,948/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,417
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,581
−HK$1,182/mo
Today · 4.125%
HK$45,763
baseline
▲ 0.50% · 4.625%
HK$48,175
+HK$2,412/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,526/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,832
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,289
−HK$1,480/mo
Today · 4.125%
HK$49,769
baseline
▲ 0.50% · 4.625%
HK$52,797
+HK$3,028/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$99,538/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,100
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,498
−HK$1,417/mo
Today · 4.125%
HK$54,915
baseline
▲ 0.50% · 4.625%
HK$57,810
+HK$2,895/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$109,830/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,637
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,337
−HK$1,727/mo
Today · 4.125%
HK$58,064
baseline
▲ 0.50% · 4.625%
HK$61,597
+HK$3,533/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$116,128/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$641,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,784
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,414
−HK$1,654/mo
Today · 4.125%
HK$64,068
baseline
▲ 0.50% · 4.625%
HK$67,445
+HK$3,377/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$128,136/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$641,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,248
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$72,433
−HK$2,220/mo
Today · 4.125%
HK$74,653
baseline
▲ 0.50% · 4.625%
HK$79,196
+HK$4,543/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$149,306/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,150
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$80,246
−HK$2,127/mo
Today · 4.125%
HK$82,373
baseline
▲ 0.50% · 4.625%
HK$86,715
+HK$4,342/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$164,746/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,815 · Scale 2, in force from 26 Feb 2026)