LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,028
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,242
−HK$1,233/mo
Today · 4.125%
HK$41,475
baseline
▲ 0.50% · 4.625%
HK$43,999
+HK$2,524/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$82,950/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,418
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,582
−HK$1,182/mo
Today · 4.125%
HK$45,764
baseline
▲ 0.50% · 4.625%
HK$48,176
+HK$2,412/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,528/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,833
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,290
−HK$1,480/mo
Today · 4.125%
HK$49,770
baseline
▲ 0.50% · 4.625%
HK$52,799
+HK$3,029/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$99,540/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,102
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,499
−HK$1,418/mo
Today · 4.125%
HK$54,917
baseline
▲ 0.50% · 4.625%
HK$57,811
+HK$2,894/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$109,834/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,639
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,338
−HK$1,727/mo
Today · 4.125%
HK$58,065
baseline
▲ 0.50% · 4.625%
HK$61,598
+HK$3,533/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$116,130/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$641,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,785
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,415
−HK$1,654/mo
Today · 4.125%
HK$64,069
baseline
▲ 0.50% · 4.625%
HK$67,446
+HK$3,377/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$128,138/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$641,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,250
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$72,435
−HK$2,220/mo
Today · 4.125%
HK$74,655
baseline
▲ 0.50% · 4.625%
HK$79,198
+HK$4,543/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$149,310/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,152
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$80,248
−HK$2,127/mo
Today · 4.125%
HK$82,375
baseline
▲ 0.50% · 4.625%
HK$86,717
+HK$4,342/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$164,750/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,833 · Scale 2, in force from 26 Feb 2026)