LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,029
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,243
−HK$1,234/mo
Today · 4.125%
HK$41,477
baseline
▲ 0.50% · 4.625%
HK$44,000
+HK$2,523/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$82,954/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,420
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,584
−HK$1,181/mo
Today · 4.125%
HK$45,765
baseline
▲ 0.50% · 4.625%
HK$48,178
+HK$2,413/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,530/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,835
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,292
−HK$1,480/mo
Today · 4.125%
HK$49,772
baseline
▲ 0.50% · 4.625%
HK$52,800
+HK$3,028/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$99,544/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,103
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,501
−HK$1,417/mo
Today · 4.125%
HK$54,918
baseline
▲ 0.50% · 4.625%
HK$57,813
+HK$2,895/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$109,836/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,641
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,340
−HK$1,727/mo
Today · 4.125%
HK$58,067
baseline
▲ 0.50% · 4.625%
HK$61,601
+HK$3,534/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$116,134/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$641,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,787
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,418
−HK$1,654/mo
Today · 4.125%
HK$64,072
baseline
▲ 0.50% · 4.625%
HK$67,449
+HK$3,377/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$128,144/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$641,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,253
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$72,438
−HK$2,220/mo
Today · 4.125%
HK$74,658
baseline
▲ 0.50% · 4.625%
HK$79,201
+HK$4,543/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$149,316/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,155
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$80,251
−HK$2,127/mo
Today · 4.125%
HK$82,378
baseline
▲ 0.50% · 4.625%
HK$86,720
+HK$4,342/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$164,756/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,856 · Scale 2, in force from 26 Feb 2026)