LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,031
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,245
−HK$1,234/mo
Today · 4.125%
HK$41,479
baseline
▲ 0.50% · 4.625%
HK$44,003
+HK$2,524/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$82,958/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,422
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,586
−HK$1,182/mo
Today · 4.125%
HK$45,768
baseline
▲ 0.50% · 4.625%
HK$48,180
+HK$2,412/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,536/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,837
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,294
−HK$1,481/mo
Today · 4.125%
HK$49,775
baseline
▲ 0.50% · 4.625%
HK$52,803
+HK$3,028/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$99,550/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,106
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,504
−HK$1,417/mo
Today · 4.125%
HK$54,921
baseline
▲ 0.50% · 4.625%
HK$57,816
+HK$2,895/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$109,842/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,644
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,343
−HK$1,727/mo
Today · 4.125%
HK$58,070
baseline
▲ 0.50% · 4.625%
HK$61,604
+HK$3,534/mo
Deposit HK$5.14M · loan HK$11.98M · min. income ≈ HK$116,140/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$641,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,791
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,421
−HK$1,654/mo
Today · 4.125%
HK$64,075
baseline
▲ 0.50% · 4.625%
HK$67,452
+HK$3,377/mo
Deposit HK$5.14M · loan HK$11.98M · min. income ≈ HK$128,150/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$641,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,256
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$72,442
−HK$2,220/mo
Today · 4.125%
HK$74,662
baseline
▲ 0.50% · 4.625%
HK$79,205
+HK$4,543/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$149,324/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,159
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$80,255
−HK$2,127/mo
Today · 4.125%
HK$82,382
baseline
▲ 0.50% · 4.625%
HK$86,724
+HK$4,342/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$164,764/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,889 · Scale 2, in force from 26 Feb 2026)