LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,032
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,246
−HK$1,234/mo
Today · 4.125%
HK$41,480
baseline
▲ 0.50% · 4.625%
HK$44,004
+HK$2,524/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$82,960/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,423
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,588
−HK$1,181/mo
Today · 4.125%
HK$45,769
baseline
▲ 0.50% · 4.625%
HK$48,182
+HK$2,413/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,538/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,839
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,296
−HK$1,480/mo
Today · 4.125%
HK$49,776
baseline
▲ 0.50% · 4.625%
HK$52,805
+HK$3,029/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$99,552/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,108
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,505
−HK$1,418/mo
Today · 4.125%
HK$54,923
baseline
▲ 0.50% · 4.625%
HK$57,818
+HK$2,895/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$109,846/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,645
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,345
−HK$1,727/mo
Today · 4.125%
HK$58,072
baseline
▲ 0.50% · 4.625%
HK$61,605
+HK$3,533/mo
Deposit HK$5.14M · loan HK$11.98M · min. income ≈ HK$116,144/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$641,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,792
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,423
−HK$1,654/mo
Today · 4.125%
HK$64,077
baseline
▲ 0.50% · 4.625%
HK$67,454
+HK$3,377/mo
Deposit HK$5.14M · loan HK$11.98M · min. income ≈ HK$128,154/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$641,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,258
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$72,443
−HK$2,221/mo
Today · 4.125%
HK$74,664
baseline
▲ 0.50% · 4.625%
HK$79,207
+HK$4,543/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$149,328/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,161
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$80,258
−HK$2,126/mo
Today · 4.125%
HK$82,384
baseline
▲ 0.50% · 4.625%
HK$86,727
+HK$4,343/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$164,768/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,906 · Scale 2, in force from 26 Feb 2026)