LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,036
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,250
−HK$1,233/mo
Today · 4.125%
HK$41,483
baseline
▲ 0.50% · 4.625%
HK$44,008
+HK$2,525/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$82,966/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,427
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,591
−HK$1,182/mo
Today · 4.125%
HK$45,773
baseline
▲ 0.50% · 4.625%
HK$48,186
+HK$2,413/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,546/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,843
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,300
−HK$1,480/mo
Today · 4.125%
HK$49,780
baseline
▲ 0.50% · 4.625%
HK$52,809
+HK$3,029/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$99,560/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,112
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,510
−HK$1,418/mo
Today · 4.125%
HK$54,928
baseline
▲ 0.50% · 4.625%
HK$57,823
+HK$2,895/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$109,856/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,650
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,350
−HK$1,727/mo
Today · 4.125%
HK$58,077
baseline
▲ 0.50% · 4.625%
HK$61,611
+HK$3,534/mo
Deposit HK$5.14M · loan HK$11.98M · min. income ≈ HK$116,154/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$641,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,797
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,428
−HK$1,654/mo
Today · 4.125%
HK$64,082
baseline
▲ 0.50% · 4.625%
HK$67,460
+HK$3,378/mo
Deposit HK$5.14M · loan HK$11.98M · min. income ≈ HK$128,164/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$641,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,264
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$72,450
−HK$2,220/mo
Today · 4.125%
HK$74,670
baseline
▲ 0.50% · 4.625%
HK$79,214
+HK$4,544/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$149,340/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,168
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$80,265
−HK$2,126/mo
Today · 4.125%
HK$82,391
baseline
▲ 0.50% · 4.625%
HK$86,734
+HK$4,343/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$164,782/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,961 · Scale 2, in force from 26 Feb 2026)