LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,038
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,253
−HK$1,233/mo
Today · 4.125%
HK$41,486
baseline
▲ 0.50% · 4.625%
HK$44,011
+HK$2,525/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$82,972/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$642,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,430
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,594
−HK$1,182/mo
Today · 4.125%
HK$45,776
baseline
▲ 0.50% · 4.625%
HK$48,189
+HK$2,413/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,552/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$642,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,846
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,303
−HK$1,481/mo
Today · 4.125%
HK$49,784
baseline
▲ 0.50% · 4.625%
HK$52,813
+HK$3,029/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$99,568/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,116
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,513
−HK$1,418/mo
Today · 4.125%
HK$54,931
baseline
▲ 0.50% · 4.625%
HK$57,827
+HK$2,896/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$109,862/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,654
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,354
−HK$1,727/mo
Today · 4.125%
HK$58,081
baseline
▲ 0.50% · 4.625%
HK$61,615
+HK$3,534/mo
Deposit HK$5.14M · loan HK$11.98M · min. income ≈ HK$116,162/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,802
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,432
−HK$1,654/mo
Today · 4.125%
HK$64,086
baseline
▲ 0.50% · 4.625%
HK$67,465
+HK$3,379/mo
Deposit HK$5.14M · loan HK$11.98M · min. income ≈ HK$128,172/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,269
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$72,455
−HK$2,220/mo
Today · 4.125%
HK$74,675
baseline
▲ 0.50% · 4.625%
HK$79,219
+HK$4,544/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$149,350/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,173
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$80,270
−HK$2,127/mo
Today · 4.125%
HK$82,397
baseline
▲ 0.50% · 4.625%
HK$86,740
+HK$4,343/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$164,794/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,005 · Scale 2, in force from 26 Feb 2026)