LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,039
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,253
−HK$1,234/mo
Today · 4.125%
HK$41,487
baseline
▲ 0.50% · 4.625%
HK$44,011
+HK$2,524/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$82,974/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$642,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,430
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,595
−HK$1,182/mo
Today · 4.125%
HK$45,777
baseline
▲ 0.50% · 4.625%
HK$48,190
+HK$2,413/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,554/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$642,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,846
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,304
−HK$1,480/mo
Today · 4.125%
HK$49,784
baseline
▲ 0.50% · 4.625%
HK$52,813
+HK$3,029/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$99,568/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,116
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,514
−HK$1,418/mo
Today · 4.125%
HK$54,932
baseline
▲ 0.50% · 4.625%
HK$57,827
+HK$2,895/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$109,864/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,654
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,354
−HK$1,728/mo
Today · 4.125%
HK$58,082
baseline
▲ 0.50% · 4.625%
HK$61,616
+HK$3,534/mo
Deposit HK$5.14M · loan HK$11.98M · min. income ≈ HK$116,164/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,802
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,433
−HK$1,654/mo
Today · 4.125%
HK$64,087
baseline
▲ 0.50% · 4.625%
HK$67,465
+HK$3,378/mo
Deposit HK$5.14M · loan HK$11.98M · min. income ≈ HK$128,174/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,270
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$72,456
−HK$2,220/mo
Today · 4.125%
HK$74,676
baseline
▲ 0.50% · 4.625%
HK$79,220
+HK$4,544/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$149,352/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,174
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$80,271
−HK$2,127/mo
Today · 4.125%
HK$82,398
baseline
▲ 0.50% · 4.625%
HK$86,741
+HK$4,343/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$164,796/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,013 · Scale 2, in force from 26 Feb 2026)