LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,040
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,254
−HK$1,234/mo
Today · 4.125%
HK$41,488
baseline
▲ 0.50% · 4.625%
HK$44,012
+HK$2,524/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$82,976/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$642,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,431
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,596
−HK$1,182/mo
Today · 4.125%
HK$45,778
baseline
▲ 0.50% · 4.625%
HK$48,191
+HK$2,413/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,556/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$642,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,848
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,305
−HK$1,481/mo
Today · 4.125%
HK$49,786
baseline
▲ 0.50% · 4.625%
HK$52,815
+HK$3,029/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$99,572/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,118
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,515
−HK$1,418/mo
Today · 4.125%
HK$54,933
baseline
▲ 0.50% · 4.625%
HK$57,829
+HK$2,896/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$109,866/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,656
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,356
−HK$1,727/mo
Today · 4.125%
HK$58,083
baseline
▲ 0.50% · 4.625%
HK$61,617
+HK$3,534/mo
Deposit HK$5.14M · loan HK$11.98M · min. income ≈ HK$116,166/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,804
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,435
−HK$1,654/mo
Today · 4.125%
HK$64,089
baseline
▲ 0.50% · 4.625%
HK$67,467
+HK$3,378/mo
Deposit HK$5.14M · loan HK$11.98M · min. income ≈ HK$128,178/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,272
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$72,458
−HK$2,220/mo
Today · 4.125%
HK$74,678
baseline
▲ 0.50% · 4.625%
HK$79,222
+HK$4,544/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$149,356/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,177
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$80,273
−HK$2,127/mo
Today · 4.125%
HK$82,400
baseline
▲ 0.50% · 4.625%
HK$86,744
+HK$4,344/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$164,800/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,031 · Scale 2, in force from 26 Feb 2026)