LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,042
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,256
−HK$1,234/mo
Today · 4.125%
HK$41,490
baseline
▲ 0.50% · 4.625%
HK$44,014
+HK$2,524/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$82,980/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$642,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,433
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,598
−HK$1,182/mo
Today · 4.125%
HK$45,780
baseline
▲ 0.50% · 4.625%
HK$48,193
+HK$2,413/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,560/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$642,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,850
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,307
−HK$1,481/mo
Today · 4.125%
HK$49,788
baseline
▲ 0.50% · 4.625%
HK$52,817
+HK$3,029/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$99,576/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,120
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,518
−HK$1,418/mo
Today · 4.125%
HK$54,936
baseline
▲ 0.50% · 4.625%
HK$57,832
+HK$2,896/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$109,872/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,658
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,358
−HK$1,728/mo
Today · 4.125%
HK$58,086
baseline
▲ 0.50% · 4.625%
HK$61,620
+HK$3,534/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,172/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,807
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,438
−HK$1,654/mo
Today · 4.125%
HK$64,092
baseline
▲ 0.50% · 4.625%
HK$67,470
+HK$3,378/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,184/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,275
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$72,461
−HK$2,221/mo
Today · 4.125%
HK$74,682
baseline
▲ 0.50% · 4.625%
HK$79,226
+HK$4,544/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$149,364/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,180
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$80,277
−HK$2,127/mo
Today · 4.125%
HK$82,404
baseline
▲ 0.50% · 4.625%
HK$86,748
+HK$4,344/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$164,808/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,061 · Scale 2, in force from 26 Feb 2026)