LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,046
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,260
−HK$1,234/mo
Today · 4.125%
HK$41,494
baseline
▲ 0.50% · 4.625%
HK$44,019
+HK$2,525/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$82,988/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$642,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,438
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,603
−HK$1,182/mo
Today · 4.125%
HK$45,785
baseline
▲ 0.50% · 4.625%
HK$48,198
+HK$2,413/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,570/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$642,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,855
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,312
−HK$1,481/mo
Today · 4.125%
HK$49,793
baseline
▲ 0.50% · 4.625%
HK$52,823
+HK$3,030/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$99,586/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,126
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,524
−HK$1,418/mo
Today · 4.125%
HK$54,942
baseline
▲ 0.50% · 4.625%
HK$57,838
+HK$2,896/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$109,884/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,664
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,364
−HK$1,728/mo
Today · 4.125%
HK$58,092
baseline
▲ 0.50% · 4.625%
HK$61,627
+HK$3,535/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,184/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,813
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,444
−HK$1,655/mo
Today · 4.125%
HK$64,099
baseline
▲ 0.50% · 4.625%
HK$67,477
+HK$3,378/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,198/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,282
−HK$4,408/mo
▼ 0.25% · 3.875%
HK$72,469
−HK$2,221/mo
Today · 4.125%
HK$74,690
baseline
▲ 0.50% · 4.625%
HK$79,234
+HK$4,544/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$149,380/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,188
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$80,285
−HK$2,128/mo
Today · 4.125%
HK$82,413
baseline
▲ 0.50% · 4.625%
HK$86,757
+HK$4,344/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$164,826/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,128 · Scale 2, in force from 26 Feb 2026)