LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,047
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,262
−HK$1,234/mo
Today · 4.125%
HK$41,496
baseline
▲ 0.50% · 4.625%
HK$44,021
+HK$2,525/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$82,992/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$642,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,439
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,604
−HK$1,182/mo
Today · 4.125%
HK$45,786
baseline
▲ 0.50% · 4.625%
HK$48,200
+HK$2,414/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,572/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$642,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,856
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,314
−HK$1,481/mo
Today · 4.125%
HK$49,795
baseline
▲ 0.50% · 4.625%
HK$52,825
+HK$3,030/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$99,590/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,127
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,525
−HK$1,419/mo
Today · 4.125%
HK$54,944
baseline
▲ 0.50% · 4.625%
HK$57,840
+HK$2,896/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$109,888/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,666
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,366
−HK$1,728/mo
Today · 4.125%
HK$58,094
baseline
▲ 0.50% · 4.625%
HK$61,629
+HK$3,535/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,188/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,815
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,446
−HK$1,655/mo
Today · 4.125%
HK$64,101
baseline
▲ 0.50% · 4.625%
HK$67,480
+HK$3,379/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,202/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,285
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$72,471
−HK$2,221/mo
Today · 4.125%
HK$74,692
baseline
▲ 0.50% · 4.625%
HK$79,237
+HK$4,545/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$149,384/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,191
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$80,288
−HK$2,127/mo
Today · 4.125%
HK$82,415
baseline
▲ 0.50% · 4.625%
HK$86,760
+HK$4,345/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$164,830/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,149 · Scale 2, in force from 26 Feb 2026)