LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,048
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,263
−HK$1,234/mo
Today · 4.125%
HK$41,497
baseline
▲ 0.50% · 4.625%
HK$44,022
+HK$2,525/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$82,994/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$642,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,441
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,606
−HK$1,182/mo
Today · 4.125%
HK$45,788
baseline
▲ 0.50% · 4.625%
HK$48,201
+HK$2,413/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,576/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$642,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,858
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,315
−HK$1,481/mo
Today · 4.125%
HK$49,796
baseline
▲ 0.50% · 4.625%
HK$52,826
+HK$3,030/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$99,592/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,129
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,527
−HK$1,418/mo
Today · 4.125%
HK$54,945
baseline
▲ 0.50% · 4.625%
HK$57,841
+HK$2,896/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$109,890/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,667
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,368
−HK$1,728/mo
Today · 4.125%
HK$58,096
baseline
▲ 0.50% · 4.625%
HK$61,631
+HK$3,535/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,192/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,817
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,448
−HK$1,655/mo
Today · 4.125%
HK$64,103
baseline
▲ 0.50% · 4.625%
HK$67,482
+HK$3,379/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,206/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,287
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$72,473
−HK$2,221/mo
Today · 4.125%
HK$74,694
baseline
▲ 0.50% · 4.625%
HK$79,239
+HK$4,545/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$149,388/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,193
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$80,290
−HK$2,128/mo
Today · 4.125%
HK$82,418
baseline
▲ 0.50% · 4.625%
HK$86,762
+HK$4,344/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$164,836/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,168 · Scale 2, in force from 26 Feb 2026)