LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,049
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,263
−HK$1,235/mo
Today · 4.125%
HK$41,498
baseline
▲ 0.50% · 4.625%
HK$44,023
+HK$2,525/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$82,996/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$642,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,441
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,607
−HK$1,181/mo
Today · 4.125%
HK$45,788
baseline
▲ 0.50% · 4.625%
HK$48,202
+HK$2,414/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,576/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$642,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,859
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,316
−HK$1,481/mo
Today · 4.125%
HK$49,797
baseline
▲ 0.50% · 4.625%
HK$52,827
+HK$3,030/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$99,594/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,130
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,528
−HK$1,418/mo
Today · 4.125%
HK$54,946
baseline
▲ 0.50% · 4.625%
HK$57,842
+HK$2,896/mo
Deposit HK$6.85M · loan HK$10.27M · min. income ≈ HK$109,892/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,668
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,369
−HK$1,728/mo
Today · 4.125%
HK$58,097
baseline
▲ 0.50% · 4.625%
HK$61,632
+HK$3,535/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,194/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,818
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,449
−HK$1,655/mo
Today · 4.125%
HK$64,104
baseline
▲ 0.50% · 4.625%
HK$67,483
+HK$3,379/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,208/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,288
−HK$4,408/mo
▼ 0.25% · 3.875%
HK$72,474
−HK$2,222/mo
Today · 4.125%
HK$74,696
baseline
▲ 0.50% · 4.625%
HK$79,241
+HK$4,545/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$149,392/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,195
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$80,292
−HK$2,127/mo
Today · 4.125%
HK$82,419
baseline
▲ 0.50% · 4.625%
HK$86,764
+HK$4,345/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$164,838/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,179 · Scale 2, in force from 26 Feb 2026)