LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,051
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,265
−HK$1,234/mo
Today · 4.125%
HK$41,499
baseline
▲ 0.50% · 4.625%
HK$44,025
+HK$2,526/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$82,998/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$642,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,443
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,609
−HK$1,182/mo
Today · 4.125%
HK$45,791
baseline
▲ 0.50% · 4.625%
HK$48,204
+HK$2,413/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,582/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$642,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,861
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,318
−HK$1,481/mo
Today · 4.125%
HK$49,799
baseline
▲ 0.50% · 4.625%
HK$52,830
+HK$3,031/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$99,598/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,132
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,530
−HK$1,419/mo
Today · 4.125%
HK$54,949
baseline
▲ 0.50% · 4.625%
HK$57,845
+HK$2,896/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$109,898/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,671
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,372
−HK$1,727/mo
Today · 4.125%
HK$58,099
baseline
▲ 0.50% · 4.625%
HK$61,634
+HK$3,535/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,198/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,821
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,452
−HK$1,655/mo
Today · 4.125%
HK$64,107
baseline
▲ 0.50% · 4.625%
HK$67,486
+HK$3,379/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,214/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,291
−HK$4,408/mo
▼ 0.25% · 3.875%
HK$72,478
−HK$2,221/mo
Today · 4.125%
HK$74,699
baseline
▲ 0.50% · 4.625%
HK$79,244
+HK$4,545/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$149,398/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,198
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$80,295
−HK$2,128/mo
Today · 4.125%
HK$82,423
baseline
▲ 0.50% · 4.625%
HK$86,768
+HK$4,345/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$164,846/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,209 · Scale 2, in force from 26 Feb 2026)