LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,051
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,266
−HK$1,234/mo
Today · 4.125%
HK$41,500
baseline
▲ 0.50% · 4.625%
HK$44,025
+HK$2,525/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$83,000/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,444
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,609
−HK$1,182/mo
Today · 4.125%
HK$45,791
baseline
▲ 0.50% · 4.625%
HK$48,204
+HK$2,413/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,582/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,861
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,319
−HK$1,481/mo
Today · 4.125%
HK$49,800
baseline
▲ 0.50% · 4.625%
HK$52,830
+HK$3,030/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$99,600/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,132
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,531
−HK$1,418/mo
Today · 4.125%
HK$54,949
baseline
▲ 0.50% · 4.625%
HK$57,845
+HK$2,896/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$109,898/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,671
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,372
−HK$1,728/mo
Today · 4.125%
HK$58,100
baseline
▲ 0.50% · 4.625%
HK$61,635
+HK$3,535/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,200/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,821
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,452
−HK$1,655/mo
Today · 4.125%
HK$64,107
baseline
▲ 0.50% · 4.625%
HK$67,486
+HK$3,379/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,214/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,292
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$72,478
−HK$2,221/mo
Today · 4.125%
HK$74,699
baseline
▲ 0.50% · 4.625%
HK$79,245
+HK$4,546/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$149,398/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,199
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$80,296
−HK$2,127/mo
Today · 4.125%
HK$82,423
baseline
▲ 0.50% · 4.625%
HK$86,768
+HK$4,345/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$164,846/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,212 · Scale 2, in force from 26 Feb 2026)