LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,051
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,266
−HK$1,234/mo
Today · 4.125%
HK$41,500
baseline
▲ 0.50% · 4.625%
HK$44,025
+HK$2,525/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$83,000/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,444
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,609
−HK$1,182/mo
Today · 4.125%
HK$45,791
baseline
▲ 0.50% · 4.625%
HK$48,205
+HK$2,414/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,582/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,862
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,319
−HK$1,481/mo
Today · 4.125%
HK$49,800
baseline
▲ 0.50% · 4.625%
HK$52,831
+HK$3,031/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$99,600/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,133
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,531
−HK$1,419/mo
Today · 4.125%
HK$54,950
baseline
▲ 0.50% · 4.625%
HK$57,846
+HK$2,896/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$109,900/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,672
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,373
−HK$1,727/mo
Today · 4.125%
HK$58,100
baseline
▲ 0.50% · 4.625%
HK$61,636
+HK$3,536/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,200/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,822
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,453
−HK$1,655/mo
Today · 4.125%
HK$64,108
baseline
▲ 0.50% · 4.625%
HK$67,487
+HK$3,379/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,216/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,293
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$72,479
−HK$2,221/mo
Today · 4.125%
HK$74,700
baseline
▲ 0.50% · 4.625%
HK$79,246
+HK$4,546/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$149,400/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,200
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$80,297
−HK$2,128/mo
Today · 4.125%
HK$82,425
baseline
▲ 0.50% · 4.625%
HK$86,769
+HK$4,344/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$164,850/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,221 · Scale 2, in force from 26 Feb 2026)