LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,053
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,268
−HK$1,234/mo
Today · 4.125%
HK$41,502
baseline
▲ 0.50% · 4.625%
HK$44,027
+HK$2,525/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$83,004/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,446
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,611
−HK$1,182/mo
Today · 4.125%
HK$45,793
baseline
▲ 0.50% · 4.625%
HK$48,207
+HK$2,414/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,586/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,864
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,321
−HK$1,481/mo
Today · 4.125%
HK$49,802
baseline
▲ 0.50% · 4.625%
HK$52,833
+HK$3,031/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$99,604/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,135
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,534
−HK$1,418/mo
Today · 4.125%
HK$54,952
baseline
▲ 0.50% · 4.625%
HK$57,849
+HK$2,897/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$109,904/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,674
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,375
−HK$1,728/mo
Today · 4.125%
HK$58,103
baseline
▲ 0.50% · 4.625%
HK$61,638
+HK$3,535/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,206/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,824
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,456
−HK$1,655/mo
Today · 4.125%
HK$64,111
baseline
▲ 0.50% · 4.625%
HK$67,490
+HK$3,379/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,222/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,295
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$72,482
−HK$2,222/mo
Today · 4.125%
HK$74,704
baseline
▲ 0.50% · 4.625%
HK$79,249
+HK$4,545/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$149,408/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,203
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$80,300
−HK$2,128/mo
Today · 4.125%
HK$82,428
baseline
▲ 0.50% · 4.625%
HK$86,773
+HK$4,345/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$164,856/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,247 · Scale 2, in force from 26 Feb 2026)