LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,053
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,268
−HK$1,234/mo
Today · 4.125%
HK$41,502
baseline
▲ 0.50% · 4.625%
HK$44,028
+HK$2,526/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$83,004/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,447
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,612
−HK$1,182/mo
Today · 4.125%
HK$45,794
baseline
▲ 0.50% · 4.625%
HK$48,208
+HK$2,414/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,588/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,864
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,322
−HK$1,481/mo
Today · 4.125%
HK$49,803
baseline
▲ 0.50% · 4.625%
HK$52,833
+HK$3,030/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$99,606/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,136
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,534
−HK$1,419/mo
Today · 4.125%
HK$54,953
baseline
▲ 0.50% · 4.625%
HK$57,849
+HK$2,896/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$109,906/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,675
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,375
−HK$1,728/mo
Today · 4.125%
HK$58,103
baseline
▲ 0.50% · 4.625%
HK$61,639
+HK$3,536/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,206/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,825
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,456
−HK$1,655/mo
Today · 4.125%
HK$64,111
baseline
▲ 0.50% · 4.625%
HK$67,491
+HK$3,380/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,222/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,296
−HK$4,408/mo
▼ 0.25% · 3.875%
HK$72,483
−HK$2,221/mo
Today · 4.125%
HK$74,704
baseline
▲ 0.50% · 4.625%
HK$79,250
+HK$4,546/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$149,408/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,204
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$80,301
−HK$2,128/mo
Today · 4.125%
HK$82,429
baseline
▲ 0.50% · 4.625%
HK$86,774
+HK$4,345/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$164,858/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,254 · Scale 2, in force from 26 Feb 2026)