LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,054
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,269
−HK$1,234/mo
Today · 4.125%
HK$41,503
baseline
▲ 0.50% · 4.625%
HK$44,028
+HK$2,525/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$83,006/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,447
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,612
−HK$1,182/mo
Today · 4.125%
HK$45,794
baseline
▲ 0.50% · 4.625%
HK$48,208
+HK$2,414/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,588/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,865
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,322
−HK$1,481/mo
Today · 4.125%
HK$49,803
baseline
▲ 0.50% · 4.625%
HK$52,834
+HK$3,031/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$99,606/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,136
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,535
−HK$1,418/mo
Today · 4.125%
HK$54,953
baseline
▲ 0.50% · 4.625%
HK$57,850
+HK$2,897/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$109,906/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,675
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,376
−HK$1,728/mo
Today · 4.125%
HK$58,104
baseline
▲ 0.50% · 4.625%
HK$61,639
+HK$3,535/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,208/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,826
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,457
−HK$1,655/mo
Today · 4.125%
HK$64,112
baseline
▲ 0.50% · 4.625%
HK$67,491
+HK$3,379/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,224/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,297
−HK$4,408/mo
▼ 0.25% · 3.875%
HK$72,483
−HK$2,222/mo
Today · 4.125%
HK$74,705
baseline
▲ 0.50% · 4.625%
HK$79,251
+HK$4,546/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$149,410/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,204
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$80,302
−HK$2,128/mo
Today · 4.125%
HK$82,430
baseline
▲ 0.50% · 4.625%
HK$86,775
+HK$4,345/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$164,860/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,260 · Scale 2, in force from 26 Feb 2026)