LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,054
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,269
−HK$1,234/mo
Today · 4.125%
HK$41,503
baseline
▲ 0.50% · 4.625%
HK$44,029
+HK$2,526/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$83,006/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,447
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,613
−HK$1,182/mo
Today · 4.125%
HK$45,795
baseline
▲ 0.50% · 4.625%
HK$48,209
+HK$2,414/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,590/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,865
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,323
−HK$1,481/mo
Today · 4.125%
HK$49,804
baseline
▲ 0.50% · 4.625%
HK$52,834
+HK$3,030/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$99,608/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,137
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,535
−HK$1,419/mo
Today · 4.125%
HK$54,954
baseline
▲ 0.50% · 4.625%
HK$57,850
+HK$2,896/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$109,908/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,676
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,377
−HK$1,728/mo
Today · 4.125%
HK$58,105
baseline
▲ 0.50% · 4.625%
HK$61,640
+HK$3,535/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,210/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,826
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,458
−HK$1,655/mo
Today · 4.125%
HK$64,113
baseline
▲ 0.50% · 4.625%
HK$67,492
+HK$3,379/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,226/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,298
−HK$4,408/mo
▼ 0.25% · 3.875%
HK$72,484
−HK$2,222/mo
Today · 4.125%
HK$74,706
baseline
▲ 0.50% · 4.625%
HK$79,251
+HK$4,545/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$149,412/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,205
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$80,303
−HK$2,128/mo
Today · 4.125%
HK$82,431
baseline
▲ 0.50% · 4.625%
HK$86,776
+HK$4,345/mo
Deposit HK$1.71M · loan HK$15.41M · min. income ≈ HK$164,862/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$642,267 · Scale 2, in force from 26 Feb 2026)