LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,057
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,271
−HK$1,235/mo
Today · 4.125%
HK$41,506
baseline
▲ 0.50% · 4.625%
HK$44,031
+HK$2,525/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$83,012/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,450
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,615
−HK$1,183/mo
Today · 4.125%
HK$45,798
baseline
▲ 0.50% · 4.625%
HK$48,212
+HK$2,414/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,596/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,868
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,326
−HK$1,481/mo
Today · 4.125%
HK$49,807
baseline
▲ 0.50% · 4.625%
HK$52,838
+HK$3,031/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$99,614/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,140
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,538
−HK$1,419/mo
Today · 4.125%
HK$54,957
baseline
▲ 0.50% · 4.625%
HK$57,854
+HK$2,897/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$109,914/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,679
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,380
−HK$1,728/mo
Today · 4.125%
HK$58,108
baseline
▲ 0.50% · 4.625%
HK$61,644
+HK$3,536/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,216/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,830
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,461
−HK$1,656/mo
Today · 4.125%
HK$64,117
baseline
▲ 0.50% · 4.625%
HK$67,496
+HK$3,379/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,234/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,302
−HK$4,408/mo
▼ 0.25% · 3.875%
HK$72,489
−HK$2,221/mo
Today · 4.125%
HK$74,710
baseline
▲ 0.50% · 4.625%
HK$79,256
+HK$4,546/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$149,420/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,210
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$80,308
−HK$2,128/mo
Today · 4.125%
HK$82,436
baseline
▲ 0.50% · 4.625%
HK$86,781
+HK$4,345/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$164,872/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,306 · Scale 2, in force from 26 Feb 2026)