LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,057
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,272
−HK$1,234/mo
Today · 4.125%
HK$41,506
baseline
▲ 0.50% · 4.625%
HK$44,032
+HK$2,526/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$83,012/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,450
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,616
−HK$1,182/mo
Today · 4.125%
HK$45,798
baseline
▲ 0.50% · 4.625%
HK$48,212
+HK$2,414/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,596/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,868
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,326
−HK$1,481/mo
Today · 4.125%
HK$49,807
baseline
▲ 0.50% · 4.625%
HK$52,838
+HK$3,031/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$99,614/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,141
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,539
−HK$1,419/mo
Today · 4.125%
HK$54,958
baseline
▲ 0.50% · 4.625%
HK$57,854
+HK$2,896/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$109,916/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,680
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,381
−HK$1,728/mo
Today · 4.125%
HK$58,109
baseline
▲ 0.50% · 4.625%
HK$61,644
+HK$3,535/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,218/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,831
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,462
−HK$1,655/mo
Today · 4.125%
HK$64,117
baseline
▲ 0.50% · 4.625%
HK$67,497
+HK$3,380/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,234/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,302
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$72,489
−HK$2,222/mo
Today · 4.125%
HK$74,711
baseline
▲ 0.50% · 4.625%
HK$79,257
+HK$4,546/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$149,422/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,211
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$80,308
−HK$2,128/mo
Today · 4.125%
HK$82,436
baseline
▲ 0.50% · 4.625%
HK$86,782
+HK$4,346/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$164,872/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,312 · Scale 2, in force from 26 Feb 2026)