LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,057
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,272
−HK$1,234/mo
Today · 4.125%
HK$41,506
baseline
▲ 0.50% · 4.625%
HK$44,032
+HK$2,526/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$83,012/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,451
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,616
−HK$1,182/mo
Today · 4.125%
HK$45,798
baseline
▲ 0.50% · 4.625%
HK$48,212
+HK$2,414/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,596/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,869
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,326
−HK$1,482/mo
Today · 4.125%
HK$49,808
baseline
▲ 0.50% · 4.625%
HK$52,838
+HK$3,030/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$99,616/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,141
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,539
−HK$1,419/mo
Today · 4.125%
HK$54,958
baseline
▲ 0.50% · 4.625%
HK$57,855
+HK$2,897/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$109,916/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,680
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,381
−HK$1,728/mo
Today · 4.125%
HK$58,109
baseline
▲ 0.50% · 4.625%
HK$61,645
+HK$3,536/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,218/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,831
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,462
−HK$1,655/mo
Today · 4.125%
HK$64,117
baseline
▲ 0.50% · 4.625%
HK$67,497
+HK$3,380/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,234/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,303
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$72,490
−HK$2,222/mo
Today · 4.125%
HK$74,712
baseline
▲ 0.50% · 4.625%
HK$79,258
+HK$4,546/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$149,424/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,211
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$80,309
−HK$2,128/mo
Today · 4.125%
HK$82,437
baseline
▲ 0.50% · 4.625%
HK$86,782
+HK$4,345/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$164,874/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,316 · Scale 2, in force from 26 Feb 2026)