LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,060
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,275
−HK$1,234/mo
Today · 4.125%
HK$41,509
baseline
▲ 0.50% · 4.625%
HK$44,035
+HK$2,526/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$83,018/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,453
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,619
−HK$1,182/mo
Today · 4.125%
HK$45,801
baseline
▲ 0.50% · 4.625%
HK$48,215
+HK$2,414/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,602/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,872
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,330
−HK$1,481/mo
Today · 4.125%
HK$49,811
baseline
▲ 0.50% · 4.625%
HK$52,842
+HK$3,031/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$99,622/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,144
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,543
−HK$1,418/mo
Today · 4.125%
HK$54,961
baseline
▲ 0.50% · 4.625%
HK$57,858
+HK$2,897/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$109,922/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,683
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,384
−HK$1,729/mo
Today · 4.125%
HK$58,113
baseline
▲ 0.50% · 4.625%
HK$61,649
+HK$3,536/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,226/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,835
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,466
−HK$1,656/mo
Today · 4.125%
HK$64,122
baseline
▲ 0.50% · 4.625%
HK$67,501
+HK$3,379/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,244/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,307
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$72,494
−HK$2,222/mo
Today · 4.125%
HK$74,716
baseline
▲ 0.50% · 4.625%
HK$79,263
+HK$4,547/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$149,432/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,216
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$80,314
−HK$2,128/mo
Today · 4.125%
HK$82,442
baseline
▲ 0.50% · 4.625%
HK$86,788
+HK$4,346/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$164,884/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,356 · Scale 2, in force from 26 Feb 2026)