LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,064
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,279
−HK$1,235/mo
Today · 4.125%
HK$41,514
baseline
▲ 0.50% · 4.625%
HK$44,040
+HK$2,526/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,028/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,458
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,624
−HK$1,182/mo
Today · 4.125%
HK$45,806
baseline
▲ 0.50% · 4.625%
HK$48,221
+HK$2,415/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,612/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,877
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,335
−HK$1,481/mo
Today · 4.125%
HK$49,816
baseline
▲ 0.50% · 4.625%
HK$52,847
+HK$3,031/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$99,632/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,150
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,548
−HK$1,419/mo
Today · 4.125%
HK$54,967
baseline
▲ 0.50% · 4.625%
HK$57,865
+HK$2,898/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$109,934/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$642,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,689
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,391
−HK$1,728/mo
Today · 4.125%
HK$58,119
baseline
▲ 0.50% · 4.625%
HK$61,655
+HK$3,536/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,238/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,841
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,473
−HK$1,656/mo
Today · 4.125%
HK$64,129
baseline
▲ 0.50% · 4.625%
HK$67,509
+HK$3,380/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,258/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,315
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$72,502
−HK$2,222/mo
Today · 4.125%
HK$74,724
baseline
▲ 0.50% · 4.625%
HK$79,271
+HK$4,547/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$149,448/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,225
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$80,323
−HK$2,128/mo
Today · 4.125%
HK$82,451
baseline
▲ 0.50% · 4.625%
HK$86,797
+HK$4,346/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$164,902/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,426 · Scale 2, in force from 26 Feb 2026)