LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,065
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,280
−HK$1,234/mo
Today · 4.125%
HK$41,514
baseline
▲ 0.50% · 4.625%
HK$44,040
+HK$2,526/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,028/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,459
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,625
−HK$1,182/mo
Today · 4.125%
HK$45,807
baseline
▲ 0.50% · 4.625%
HK$48,222
+HK$2,415/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,614/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,878
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,336
−HK$1,481/mo
Today · 4.125%
HK$49,817
baseline
▲ 0.50% · 4.625%
HK$52,848
+HK$3,031/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$99,634/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,151
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,550
−HK$1,418/mo
Today · 4.125%
HK$54,968
baseline
▲ 0.50% · 4.625%
HK$57,866
+HK$2,898/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$109,936/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,691
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,392
−HK$1,728/mo
Today · 4.125%
HK$58,120
baseline
▲ 0.50% · 4.625%
HK$61,657
+HK$3,537/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,240/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,843
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,474
−HK$1,656/mo
Today · 4.125%
HK$64,130
baseline
▲ 0.50% · 4.625%
HK$67,510
+HK$3,380/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,260/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,316
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$72,504
−HK$2,222/mo
Today · 4.125%
HK$74,726
baseline
▲ 0.50% · 4.625%
HK$79,273
+HK$4,547/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$149,452/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,226
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$80,324
−HK$2,129/mo
Today · 4.125%
HK$82,453
baseline
▲ 0.50% · 4.625%
HK$86,799
+HK$4,346/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$164,906/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,439 · Scale 2, in force from 26 Feb 2026)