LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,066
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,281
−HK$1,235/mo
Today · 4.125%
HK$41,516
baseline
▲ 0.50% · 4.625%
HK$44,042
+HK$2,526/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,032/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,460
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,626
−HK$1,182/mo
Today · 4.125%
HK$45,808
baseline
▲ 0.50% · 4.625%
HK$48,223
+HK$2,415/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,616/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,879
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,337
−HK$1,482/mo
Today · 4.125%
HK$49,819
baseline
▲ 0.50% · 4.625%
HK$52,850
+HK$3,031/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$99,638/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,153
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,551
−HK$1,419/mo
Today · 4.125%
HK$54,970
baseline
▲ 0.50% · 4.625%
HK$57,868
+HK$2,898/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$109,940/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,692
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,394
−HK$1,728/mo
Today · 4.125%
HK$58,122
baseline
▲ 0.50% · 4.625%
HK$61,659
+HK$3,537/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,244/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,845
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,476
−HK$1,656/mo
Today · 4.125%
HK$64,132
baseline
▲ 0.50% · 4.625%
HK$67,512
+HK$3,380/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,264/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,319
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$72,506
−HK$2,222/mo
Today · 4.125%
HK$74,728
baseline
▲ 0.50% · 4.625%
HK$79,275
+HK$4,547/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$149,456/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,229
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$80,327
−HK$2,128/mo
Today · 4.125%
HK$82,455
baseline
▲ 0.50% · 4.625%
HK$86,802
+HK$4,347/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$164,910/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,460 · Scale 2, in force from 26 Feb 2026)