LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,068
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,283
−HK$1,235/mo
Today · 4.125%
HK$41,518
baseline
▲ 0.50% · 4.625%
HK$44,044
+HK$2,526/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,036/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,463
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,628
−HK$1,183/mo
Today · 4.125%
HK$45,811
baseline
▲ 0.50% · 4.625%
HK$48,226
+HK$2,415/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,622/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,882
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,340
−HK$1,482/mo
Today · 4.125%
HK$49,822
baseline
▲ 0.50% · 4.625%
HK$52,853
+HK$3,031/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$99,644/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,155
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,554
−HK$1,419/mo
Today · 4.125%
HK$54,973
baseline
▲ 0.50% · 4.625%
HK$57,871
+HK$2,898/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$109,946/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,695
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,397
−HK$1,728/mo
Today · 4.125%
HK$58,125
baseline
▲ 0.50% · 4.625%
HK$61,662
+HK$3,537/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,250/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,848
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,480
−HK$1,655/mo
Today · 4.125%
HK$64,135
baseline
▲ 0.50% · 4.625%
HK$67,516
+HK$3,381/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,270/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,323
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$72,510
−HK$2,222/mo
Today · 4.125%
HK$74,732
baseline
▲ 0.50% · 4.625%
HK$79,280
+HK$4,548/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$149,464/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,233
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$80,331
−HK$2,129/mo
Today · 4.125%
HK$82,460
baseline
▲ 0.50% · 4.625%
HK$86,806
+HK$4,346/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$164,920/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,495 · Scale 2, in force from 26 Feb 2026)