LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,070
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,285
−HK$1,235/mo
Today · 4.125%
HK$41,520
baseline
▲ 0.50% · 4.625%
HK$44,046
+HK$2,526/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,040/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,465
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,630
−HK$1,183/mo
Today · 4.125%
HK$45,813
baseline
▲ 0.50% · 4.625%
HK$48,228
+HK$2,415/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,626/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,884
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,342
−HK$1,482/mo
Today · 4.125%
HK$49,824
baseline
▲ 0.50% · 4.625%
HK$52,855
+HK$3,031/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$99,648/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,157
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,556
−HK$1,419/mo
Today · 4.125%
HK$54,975
baseline
▲ 0.50% · 4.625%
HK$57,873
+HK$2,898/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$109,950/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,697
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,399
−HK$1,728/mo
Today · 4.125%
HK$58,127
baseline
▲ 0.50% · 4.625%
HK$61,664
+HK$3,537/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,254/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,850
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,482
−HK$1,656/mo
Today · 4.125%
HK$64,138
baseline
▲ 0.50% · 4.625%
HK$67,519
+HK$3,381/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,276/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,325
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$72,513
−HK$2,222/mo
Today · 4.125%
HK$74,735
baseline
▲ 0.50% · 4.625%
HK$79,283
+HK$4,548/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$149,470/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,236
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$80,334
−HK$2,129/mo
Today · 4.125%
HK$82,463
baseline
▲ 0.50% · 4.625%
HK$86,810
+HK$4,347/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$164,926/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,520 · Scale 2, in force from 26 Feb 2026)