LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,070
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,286
−HK$1,234/mo
Today · 4.125%
HK$41,520
baseline
▲ 0.50% · 4.625%
HK$44,047
+HK$2,527/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,040/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,465
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,631
−HK$1,182/mo
Today · 4.125%
HK$45,813
baseline
▲ 0.50% · 4.625%
HK$48,228
+HK$2,415/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,626/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,884
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,343
−HK$1,481/mo
Today · 4.125%
HK$49,824
baseline
▲ 0.50% · 4.625%
HK$52,856
+HK$3,032/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$99,648/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,158
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,557
−HK$1,419/mo
Today · 4.125%
HK$54,976
baseline
▲ 0.50% · 4.625%
HK$57,874
+HK$2,898/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$109,952/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,698
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,400
−HK$1,728/mo
Today · 4.125%
HK$58,128
baseline
▲ 0.50% · 4.625%
HK$61,665
+HK$3,537/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,256/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,851
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,483
−HK$1,656/mo
Today · 4.125%
HK$64,139
baseline
▲ 0.50% · 4.625%
HK$67,520
+HK$3,381/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,278/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,326
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$72,514
−HK$2,222/mo
Today · 4.125%
HK$74,736
baseline
▲ 0.50% · 4.625%
HK$79,284
+HK$4,548/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$149,472/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,237
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$80,336
−HK$2,128/mo
Today · 4.125%
HK$82,464
baseline
▲ 0.50% · 4.625%
HK$86,811
+HK$4,347/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$164,928/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,530 · Scale 2, in force from 26 Feb 2026)