LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,070
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,286
−HK$1,234/mo
Today · 4.125%
HK$41,520
baseline
▲ 0.50% · 4.625%
HK$44,047
+HK$2,527/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,040/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,465
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,631
−HK$1,183/mo
Today · 4.125%
HK$45,814
baseline
▲ 0.50% · 4.625%
HK$48,229
+HK$2,415/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,628/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,884
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$48,343
−HK$1,482/mo
Today · 4.125%
HK$49,825
baseline
▲ 0.50% · 4.625%
HK$52,856
+HK$3,031/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$99,650/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,159
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,557
−HK$1,419/mo
Today · 4.125%
HK$54,976
baseline
▲ 0.50% · 4.625%
HK$57,874
+HK$2,898/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$109,952/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,699
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,400
−HK$1,729/mo
Today · 4.125%
HK$58,129
baseline
▲ 0.50% · 4.625%
HK$61,666
+HK$3,537/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,258/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,852
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,484
−HK$1,655/mo
Today · 4.125%
HK$64,139
baseline
▲ 0.50% · 4.625%
HK$67,520
+HK$3,381/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,278/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,327
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$72,514
−HK$2,223/mo
Today · 4.125%
HK$74,737
baseline
▲ 0.50% · 4.625%
HK$79,284
+HK$4,547/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$149,474/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,238
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$80,336
−HK$2,129/mo
Today · 4.125%
HK$82,465
baseline
▲ 0.50% · 4.625%
HK$86,812
+HK$4,347/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$164,930/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,534 · Scale 2, in force from 26 Feb 2026)