LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,073
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,288
−HK$1,235/mo
Today · 4.125%
HK$41,523
baseline
▲ 0.50% · 4.625%
HK$44,049
+HK$2,526/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,046/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,468
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,634
−HK$1,182/mo
Today · 4.125%
HK$45,816
baseline
▲ 0.50% · 4.625%
HK$48,231
+HK$2,415/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,632/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,887
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,346
−HK$1,481/mo
Today · 4.125%
HK$49,827
baseline
▲ 0.50% · 4.625%
HK$52,859
+HK$3,032/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$99,654/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,161
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,560
−HK$1,420/mo
Today · 4.125%
HK$54,980
baseline
▲ 0.50% · 4.625%
HK$57,878
+HK$2,898/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$109,960/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,702
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,403
−HK$1,729/mo
Today · 4.125%
HK$58,132
baseline
▲ 0.50% · 4.625%
HK$61,669
+HK$3,537/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,264/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,855
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,487
−HK$1,656/mo
Today · 4.125%
HK$64,143
baseline
▲ 0.50% · 4.625%
HK$67,524
+HK$3,381/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,286/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,331
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$72,518
−HK$2,223/mo
Today · 4.125%
HK$74,741
baseline
▲ 0.50% · 4.625%
HK$79,289
+HK$4,548/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$149,482/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,242
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$80,341
−HK$2,128/mo
Today · 4.125%
HK$82,469
baseline
▲ 0.50% · 4.625%
HK$86,816
+HK$4,347/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$164,938/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,569 · Scale 2, in force from 26 Feb 2026)