LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,073
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,288
−HK$1,235/mo
Today · 4.125%
HK$41,523
baseline
▲ 0.50% · 4.625%
HK$44,050
+HK$2,527/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,046/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,468
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,634
−HK$1,183/mo
Today · 4.125%
HK$45,817
baseline
▲ 0.50% · 4.625%
HK$48,232
+HK$2,415/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,634/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,888
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,346
−HK$1,482/mo
Today · 4.125%
HK$49,828
baseline
▲ 0.50% · 4.625%
HK$52,860
+HK$3,032/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$99,656/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,162
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,561
−HK$1,419/mo
Today · 4.125%
HK$54,980
baseline
▲ 0.50% · 4.625%
HK$57,878
+HK$2,898/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$109,960/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,702
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,404
−HK$1,729/mo
Today · 4.125%
HK$58,133
baseline
▲ 0.50% · 4.625%
HK$61,670
+HK$3,537/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,266/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,856
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,488
−HK$1,655/mo
Today · 4.125%
HK$64,143
baseline
▲ 0.50% · 4.625%
HK$67,525
+HK$3,382/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,286/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,331
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$72,519
−HK$2,223/mo
Today · 4.125%
HK$74,742
baseline
▲ 0.50% · 4.625%
HK$79,290
+HK$4,548/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$149,484/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,243
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$80,341
−HK$2,129/mo
Today · 4.125%
HK$82,470
baseline
▲ 0.50% · 4.625%
HK$86,817
+HK$4,347/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$164,940/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,576 · Scale 2, in force from 26 Feb 2026)