LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,073
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,289
−HK$1,235/mo
Today · 4.125%
HK$41,524
baseline
▲ 0.50% · 4.625%
HK$44,050
+HK$2,526/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,048/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,469
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,634
−HK$1,183/mo
Today · 4.125%
HK$45,817
baseline
▲ 0.50% · 4.625%
HK$48,232
+HK$2,415/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,634/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,888
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,346
−HK$1,482/mo
Today · 4.125%
HK$49,828
baseline
▲ 0.50% · 4.625%
HK$52,860
+HK$3,032/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$99,656/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,162
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,561
−HK$1,420/mo
Today · 4.125%
HK$54,981
baseline
▲ 0.50% · 4.625%
HK$57,879
+HK$2,898/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$109,962/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,703
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,404
−HK$1,729/mo
Today · 4.125%
HK$58,133
baseline
▲ 0.50% · 4.625%
HK$61,670
+HK$3,537/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$116,266/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,856
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,488
−HK$1,656/mo
Today · 4.125%
HK$64,144
baseline
▲ 0.50% · 4.625%
HK$67,525
+HK$3,381/mo
Deposit HK$5.14M · loan HK$11.99M · min. income ≈ HK$128,288/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,332
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$72,520
−HK$2,222/mo
Today · 4.125%
HK$74,742
baseline
▲ 0.50% · 4.625%
HK$79,290
+HK$4,548/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$149,484/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,244
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$80,342
−HK$2,129/mo
Today · 4.125%
HK$82,471
baseline
▲ 0.50% · 4.625%
HK$86,818
+HK$4,347/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$164,942/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,582 · Scale 2, in force from 26 Feb 2026)