LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,075
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,290
−HK$1,235/mo
Today · 4.125%
HK$41,525
baseline
▲ 0.50% · 4.625%
HK$44,052
+HK$2,527/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,050/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,470
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,636
−HK$1,183/mo
Today · 4.125%
HK$45,819
baseline
▲ 0.50% · 4.625%
HK$48,234
+HK$2,415/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,638/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,890
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,348
−HK$1,482/mo
Today · 4.125%
HK$49,830
baseline
▲ 0.50% · 4.625%
HK$52,862
+HK$3,032/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$99,660/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,164
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,563
−HK$1,420/mo
Today · 4.125%
HK$54,983
baseline
▲ 0.50% · 4.625%
HK$57,881
+HK$2,898/mo
Deposit HK$6.85M · loan HK$10.28M · min. income ≈ HK$109,966/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,705
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,406
−HK$1,729/mo
Today · 4.125%
HK$58,135
baseline
▲ 0.50% · 4.625%
HK$61,672
+HK$3,537/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$116,270/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,858
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,490
−HK$1,656/mo
Today · 4.125%
HK$64,146
baseline
▲ 0.50% · 4.625%
HK$67,528
+HK$3,382/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$128,292/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,334
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$72,522
−HK$2,223/mo
Today · 4.125%
HK$74,745
baseline
▲ 0.50% · 4.625%
HK$79,293
+HK$4,548/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$149,490/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,246
−HK$4,228/mo
▼ 0.25% · 3.875%
HK$80,345
−HK$2,129/mo
Today · 4.125%
HK$82,474
baseline
▲ 0.50% · 4.625%
HK$86,821
+HK$4,347/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$164,948/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,604 · Scale 2, in force from 26 Feb 2026)