LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,078
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,294
−HK$1,235/mo
Today · 4.125%
HK$41,529
baseline
▲ 0.50% · 4.625%
HK$44,055
+HK$2,526/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,058/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,474
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,640
−HK$1,183/mo
Today · 4.125%
HK$45,823
baseline
▲ 0.50% · 4.625%
HK$48,238
+HK$2,415/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,646/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,894
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,352
−HK$1,482/mo
Today · 4.125%
HK$49,834
baseline
▲ 0.50% · 4.625%
HK$52,867
+HK$3,033/mo
Deposit HK$6.86M · loan HK$10.28M · min. income ≈ HK$99,668/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,169
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,568
−HK$1,419/mo
Today · 4.125%
HK$54,987
baseline
▲ 0.50% · 4.625%
HK$57,886
+HK$2,899/mo
Deposit HK$6.86M · loan HK$10.28M · min. income ≈ HK$109,974/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,709
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,411
−HK$1,729/mo
Today · 4.125%
HK$58,140
baseline
▲ 0.50% · 4.625%
HK$61,678
+HK$3,538/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$116,280/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,863
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$62,496
−HK$1,656/mo
Today · 4.125%
HK$64,152
baseline
▲ 0.50% · 4.625%
HK$67,533
+HK$3,381/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$128,304/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,340
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$72,528
−HK$2,223/mo
Today · 4.125%
HK$74,751
baseline
▲ 0.50% · 4.625%
HK$79,300
+HK$4,549/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$149,502/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,253
−HK$4,228/mo
▼ 0.25% · 3.875%
HK$80,352
−HK$2,129/mo
Today · 4.125%
HK$82,481
baseline
▲ 0.50% · 4.625%
HK$86,828
+HK$4,347/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$164,962/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,659 · Scale 2, in force from 26 Feb 2026)