LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,079
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,294
−HK$1,235/mo
Today · 4.125%
HK$41,529
baseline
▲ 0.50% · 4.625%
HK$44,056
+HK$2,527/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,058/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,475
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,641
−HK$1,183/mo
Today · 4.125%
HK$45,824
baseline
▲ 0.50% · 4.625%
HK$48,239
+HK$2,415/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,648/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,895
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,353
−HK$1,482/mo
Today · 4.125%
HK$49,835
baseline
▲ 0.50% · 4.625%
HK$52,868
+HK$3,033/mo
Deposit HK$6.86M · loan HK$10.28M · min. income ≈ HK$99,670/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,170
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,569
−HK$1,419/mo
Today · 4.125%
HK$54,988
baseline
▲ 0.50% · 4.625%
HK$57,887
+HK$2,899/mo
Deposit HK$6.86M · loan HK$10.28M · min. income ≈ HK$109,976/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,710
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,412
−HK$1,729/mo
Today · 4.125%
HK$58,141
baseline
▲ 0.50% · 4.625%
HK$61,679
+HK$3,538/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$116,282/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,865
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,497
−HK$1,656/mo
Today · 4.125%
HK$64,153
baseline
▲ 0.50% · 4.625%
HK$67,535
+HK$3,382/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$128,306/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,342
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$72,530
−HK$2,223/mo
Today · 4.125%
HK$74,753
baseline
▲ 0.50% · 4.625%
HK$79,301
+HK$4,548/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$149,506/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,255
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$80,353
−HK$2,129/mo
Today · 4.125%
HK$82,482
baseline
▲ 0.50% · 4.625%
HK$86,830
+HK$4,348/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$164,964/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,672 · Scale 2, in force from 26 Feb 2026)