LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,080
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,296
−HK$1,235/mo
Today · 4.125%
HK$41,531
baseline
▲ 0.50% · 4.625%
HK$44,058
+HK$2,527/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,062/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,477
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,643
−HK$1,182/mo
Today · 4.125%
HK$45,825
baseline
▲ 0.50% · 4.625%
HK$48,241
+HK$2,416/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,650/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,896
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$48,355
−HK$1,482/mo
Today · 4.125%
HK$49,837
baseline
▲ 0.50% · 4.625%
HK$52,870
+HK$3,033/mo
Deposit HK$6.86M · loan HK$10.28M · min. income ≈ HK$99,674/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,172
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,571
−HK$1,419/mo
Today · 4.125%
HK$54,990
baseline
▲ 0.50% · 4.625%
HK$57,889
+HK$2,899/mo
Deposit HK$6.86M · loan HK$10.28M · min. income ≈ HK$109,980/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,712
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,414
−HK$1,729/mo
Today · 4.125%
HK$58,143
baseline
▲ 0.50% · 4.625%
HK$61,681
+HK$3,538/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$116,286/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,867
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$62,500
−HK$1,656/mo
Today · 4.125%
HK$64,156
baseline
▲ 0.50% · 4.625%
HK$67,537
+HK$3,381/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$128,312/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,345
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$72,533
−HK$2,223/mo
Today · 4.125%
HK$74,756
baseline
▲ 0.50% · 4.625%
HK$79,305
+HK$4,549/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$149,512/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,258
−HK$4,228/mo
▼ 0.25% · 3.875%
HK$80,357
−HK$2,129/mo
Today · 4.125%
HK$82,486
baseline
▲ 0.50% · 4.625%
HK$86,834
+HK$4,348/mo
Deposit HK$1.71M · loan HK$15.42M · min. income ≈ HK$164,972/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,697 · Scale 2, in force from 26 Feb 2026)