LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,083
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,298
−HK$1,235/mo
Today · 4.125%
HK$41,533
baseline
▲ 0.50% · 4.625%
HK$44,061
+HK$2,528/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,066/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,479
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,645
−HK$1,183/mo
Today · 4.125%
HK$45,828
baseline
▲ 0.50% · 4.625%
HK$48,244
+HK$2,416/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,656/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,899
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$48,358
−HK$1,482/mo
Today · 4.125%
HK$49,840
baseline
▲ 0.50% · 4.625%
HK$52,873
+HK$3,033/mo
Deposit HK$6.86M · loan HK$10.28M · min. income ≈ HK$99,680/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,175
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,574
−HK$1,420/mo
Today · 4.125%
HK$54,994
baseline
▲ 0.50% · 4.625%
HK$57,892
+HK$2,898/mo
Deposit HK$6.86M · loan HK$10.28M · min. income ≈ HK$109,988/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,716
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,418
−HK$1,729/mo
Today · 4.125%
HK$58,147
baseline
▲ 0.50% · 4.625%
HK$61,685
+HK$3,538/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$116,294/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,871
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,503
−HK$1,656/mo
Today · 4.125%
HK$64,159
baseline
▲ 0.50% · 4.625%
HK$67,541
+HK$3,382/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$128,318/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,349
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$72,537
−HK$2,223/mo
Today · 4.125%
HK$74,760
baseline
▲ 0.50% · 4.625%
HK$79,309
+HK$4,549/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$149,520/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,262
−HK$4,228/mo
▼ 0.25% · 3.875%
HK$80,361
−HK$2,129/mo
Today · 4.125%
HK$82,490
baseline
▲ 0.50% · 4.625%
HK$86,839
+HK$4,349/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$164,980/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,734 · Scale 2, in force from 26 Feb 2026)