LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,084
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,300
−HK$1,235/mo
Today · 4.125%
HK$41,535
baseline
▲ 0.50% · 4.625%
HK$44,062
+HK$2,527/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,070/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,480
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,647
−HK$1,183/mo
Today · 4.125%
HK$45,830
baseline
▲ 0.50% · 4.625%
HK$48,245
+HK$2,415/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,660/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,901
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$48,360
−HK$1,482/mo
Today · 4.125%
HK$49,842
baseline
▲ 0.50% · 4.625%
HK$52,875
+HK$3,033/mo
Deposit HK$6.86M · loan HK$10.28M · min. income ≈ HK$99,684/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,177
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,576
−HK$1,420/mo
Today · 4.125%
HK$54,996
baseline
▲ 0.50% · 4.625%
HK$57,894
+HK$2,898/mo
Deposit HK$6.86M · loan HK$10.28M · min. income ≈ HK$109,992/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,717
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$56,420
−HK$1,729/mo
Today · 4.125%
HK$58,149
baseline
▲ 0.50% · 4.625%
HK$61,687
+HK$3,538/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$116,298/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,873
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,505
−HK$1,656/mo
Today · 4.125%
HK$64,161
baseline
▲ 0.50% · 4.625%
HK$67,543
+HK$3,382/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$128,322/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$642,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,351
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$72,539
−HK$2,224/mo
Today · 4.125%
HK$74,763
baseline
▲ 0.50% · 4.625%
HK$79,312
+HK$4,549/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$149,526/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,265
−HK$4,228/mo
▼ 0.25% · 3.875%
HK$80,364
−HK$2,129/mo
Today · 4.125%
HK$82,493
baseline
▲ 0.50% · 4.625%
HK$86,842
+HK$4,349/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$164,986/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,756 · Scale 2, in force from 26 Feb 2026)