LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,087
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,303
−HK$1,235/mo
Today · 4.125%
HK$41,538
baseline
▲ 0.50% · 4.625%
HK$44,066
+HK$2,528/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,076/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,484
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,650
−HK$1,184/mo
Today · 4.125%
HK$45,834
baseline
▲ 0.50% · 4.625%
HK$48,249
+HK$2,415/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,668/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,905
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$48,364
−HK$1,482/mo
Today · 4.125%
HK$49,846
baseline
▲ 0.50% · 4.625%
HK$52,879
+HK$3,033/mo
Deposit HK$6.86M · loan HK$10.28M · min. income ≈ HK$99,692/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,181
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,581
−HK$1,419/mo
Today · 4.125%
HK$55,000
baseline
▲ 0.50% · 4.625%
HK$57,899
+HK$2,899/mo
Deposit HK$6.86M · loan HK$10.28M · min. income ≈ HK$110,000/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,722
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$56,424
−HK$1,730/mo
Today · 4.125%
HK$58,154
baseline
▲ 0.50% · 4.625%
HK$61,692
+HK$3,538/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$116,308/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$642,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,878
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$62,511
−HK$1,656/mo
Today · 4.125%
HK$64,167
baseline
▲ 0.50% · 4.625%
HK$67,549
+HK$3,382/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$128,334/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$642,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,357
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$72,546
−HK$2,223/mo
Today · 4.125%
HK$74,769
baseline
▲ 0.50% · 4.625%
HK$79,319
+HK$4,550/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$149,538/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,272
−HK$4,228/mo
▼ 0.25% · 3.875%
HK$80,371
−HK$2,129/mo
Today · 4.125%
HK$82,500
baseline
▲ 0.50% · 4.625%
HK$86,849
+HK$4,349/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$165,000/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,811 · Scale 2, in force from 26 Feb 2026)