LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,088
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,304
−HK$1,235/mo
Today · 4.125%
HK$41,539
baseline
▲ 0.50% · 4.625%
HK$44,067
+HK$2,528/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,078/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,485
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,651
−HK$1,184/mo
Today · 4.125%
HK$45,835
baseline
▲ 0.50% · 4.625%
HK$48,251
+HK$2,416/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,670/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,906
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$48,365
−HK$1,482/mo
Today · 4.125%
HK$49,847
baseline
▲ 0.50% · 4.625%
HK$52,880
+HK$3,033/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,694/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,182
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,582
−HK$1,419/mo
Today · 4.125%
HK$55,001
baseline
▲ 0.50% · 4.625%
HK$57,901
+HK$2,900/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,002/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,723
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$56,426
−HK$1,729/mo
Today · 4.125%
HK$58,155
baseline
▲ 0.50% · 4.625%
HK$61,694
+HK$3,539/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$116,310/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$642,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,879
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$62,512
−HK$1,656/mo
Today · 4.125%
HK$64,168
baseline
▲ 0.50% · 4.625%
HK$67,551
+HK$3,383/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$128,336/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$642,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,359
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$72,547
−HK$2,224/mo
Today · 4.125%
HK$74,771
baseline
▲ 0.50% · 4.625%
HK$79,320
+HK$4,549/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$149,542/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,273
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$80,373
−HK$2,129/mo
Today · 4.125%
HK$82,502
baseline
▲ 0.50% · 4.625%
HK$86,851
+HK$4,349/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$165,004/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,825 · Scale 2, in force from 26 Feb 2026)