LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,088
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,304
−HK$1,236/mo
Today · 4.125%
HK$41,540
baseline
▲ 0.50% · 4.625%
HK$44,067
+HK$2,527/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,080/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,485
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,652
−HK$1,183/mo
Today · 4.125%
HK$45,835
baseline
▲ 0.50% · 4.625%
HK$48,251
+HK$2,416/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,670/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,906
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$48,365
−HK$1,482/mo
Today · 4.125%
HK$49,847
baseline
▲ 0.50% · 4.625%
HK$52,881
+HK$3,034/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,694/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,183
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,582
−HK$1,420/mo
Today · 4.125%
HK$55,002
baseline
▲ 0.50% · 4.625%
HK$57,901
+HK$2,899/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,004/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,724
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,426
−HK$1,729/mo
Today · 4.125%
HK$58,155
baseline
▲ 0.50% · 4.625%
HK$61,694
+HK$3,539/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$116,310/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$642,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,880
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$62,512
−HK$1,657/mo
Today · 4.125%
HK$64,169
baseline
▲ 0.50% · 4.625%
HK$67,551
+HK$3,382/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$128,338/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$642,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,359
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$72,548
−HK$2,223/mo
Today · 4.125%
HK$74,771
baseline
▲ 0.50% · 4.625%
HK$79,321
+HK$4,550/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$149,542/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,274
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$80,373
−HK$2,130/mo
Today · 4.125%
HK$82,503
baseline
▲ 0.50% · 4.625%
HK$86,852
+HK$4,349/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$165,006/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,829 · Scale 2, in force from 26 Feb 2026)