LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,090
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,306
−HK$1,236/mo
Today · 4.125%
HK$41,542
baseline
▲ 0.50% · 4.625%
HK$44,069
+HK$2,527/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,084/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,487
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,654
−HK$1,183/mo
Today · 4.125%
HK$45,837
baseline
▲ 0.50% · 4.625%
HK$48,253
+HK$2,416/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,674/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,908
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$48,367
−HK$1,483/mo
Today · 4.125%
HK$49,850
baseline
▲ 0.50% · 4.625%
HK$52,883
+HK$3,033/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,700/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,185
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,585
−HK$1,419/mo
Today · 4.125%
HK$55,004
baseline
▲ 0.50% · 4.625%
HK$57,904
+HK$2,900/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,008/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,726
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$56,429
−HK$1,729/mo
Today · 4.125%
HK$58,158
baseline
▲ 0.50% · 4.625%
HK$61,697
+HK$3,539/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$116,316/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$642,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,882
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,515
−HK$1,657/mo
Today · 4.125%
HK$64,172
baseline
▲ 0.50% · 4.625%
HK$67,554
+HK$3,382/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$128,344/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$642,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,362
−HK$4,413/mo
▼ 0.25% · 3.875%
HK$72,551
−HK$2,224/mo
Today · 4.125%
HK$74,775
baseline
▲ 0.50% · 4.625%
HK$79,325
+HK$4,550/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$149,550/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,277
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$80,377
−HK$2,130/mo
Today · 4.125%
HK$82,507
baseline
▲ 0.50% · 4.625%
HK$86,856
+HK$4,349/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$165,014/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,860 · Scale 2, in force from 26 Feb 2026)